Finance & Insurance

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1st SW Bank
1510 E. Main
“We Can Help You Get There” First Southwest Bank has Seven Locations in Southern Colorado to Serve You. Locations in Alamosa, Center, Cortez, Durango, Pagosa Springs, and Saguache
(970) 565-3366
Denise Dennison Insurance Agency – Farmers
30 W. 1st St.

Born and raised in Southwest Colorado, my love for the outdoors started from a young age. Here in Cortez, CO, there are many opportunities to explore the outdoors. Whether you like camping, riding your ATVs, or soaking up the sun on your boat, my goal as your local Farmers Agent is to help you identify the appropriate insurance coverage so you can enjoy this amazing area! With my compassion for people and 8 years of experience in the industry, I specialize in creating personalized insurance packages that help you better understand your Auto, Home, Life and even Business Insurance. If you’re an outdoor enthusiast, I offer coverage for Campers, ATVs, Boats, Motorcycles and Snowmobiles as well.


(970) 565-7728
Academy Mortgage Company
215 N. Linden Street Suite A 

Welcome to Academy Mortgage! It’s all about service at Academy Mortgage Cortez, and our company has been meeting the needs of homebuyers across the United States since 1988. We understand how important a home investment is to you and the impact it will have on your life. Therefore, our team of experienced mortgage professionals will make every effort to find the best loan program and pricing for your situation. We invite you to put us to the test. Let us show you how simple and easy securing a mortgage can be in Colorado.

(970) 565-7193
Aspenridge Insurance Agency
45 N Harrison St,
Dennis Morita State Farm Insurance
25 N Harrison St

All your insurance needs under one roof, Combine and save – let’s talk. Mon-Fri 8:30am to 5:00pm Before/After Hours by Appt.

State Farm Associate since 1971
State Farm Agent in Montezuma County Since 1985
Proudly serving all of Montezuma County
30 Year Resident of Montezuma County
Proud grandfather of six grandchildren
University of Northern Colorado, B.A.


Dolores State Bank
101 S. 6th Street

Welcome Home

The Dolores State Bank is proud to be the largest independent bank in Montezuma County, Colorado. All decisions are made locally by people who look beyond the numbers to best serve the community. Our officers and employees realize you, our customers, are ultimately responsible for the growth and success of the bank.

We’re here to serve you!

A Rich History of Service

The Dolores State Bank opened for business on January 5, 1959. Dolores had lost its only bank in mid-1958. Through the efforts of four local businessmen, Dr. E.G. Merritt, Bill Nielson, Merton Taylor and Jack Kinkade, The Dolores State Bank opened just six months later. The Bank opened the Cortez Branch in 2001 to better serve the commercial hub of Montezuma County.  The latest expansion occurred in 2015 when The Dolores State Bank was proud to bring local bank ownership back to the Mancos Valley with the purchase of the Mancos Valley Bank.  The Dolores State Bank’s commitment to community and customer started over 50 years ago and continues today.

As a locally owned independent bank, our mission is to develop and cultivate long-term customer and employee relationships by providing:

  • Superior products and services
  • Excellent customer service in a friendly, professional manner
  • Absolute privacy of customer information
  • A challenging and rewarding work environment
  • Time and resources to the communities we serve

Dolores Branch:

101 S. 6th St.
Dolores, CO 81323

  • Main Switchboard: 970-882-7600
  • Fax: 970-882-1050

Cortez Branch (Main):

744 E. Main St.
Cortez, CO 81321

  • Main Switchboard: 970-564-1400
  • Fax: 970-564-9529

Cortez Branch (East):

27880 Highway 160
Cortez, CO 81321

  • Main Switchboard: 970-565-5432
  • Fax: 970-565-4352

Mancos Branch:

138 N. Main St.
Mancos, CO 81328

  • Main Switchboard: 970-533-7736
  • Bookkeeping: 970-882-1010
  • Fax: 970-533-7925
Edward Jones – Andrew Cuckie
111 S. Sligo Street | Bldg B, Suite D
Ready to Work on Your Terms

Focus Areas
Retirement Savings Strategies
Retirement Income Strategies
Entrepreneurs & Business Owners
Estate & Legacy Strategies
College Savings
Insurance & Annuities

(970) 565-6200
Edward Jones-Audra Fahrion
112 W. Montezuma, Ste. 1
Invested in the Community

Focus Areas
Investors Saving for Retirement
College Savers
Individuals with Insurance Needs
Individuals with Estate Needs

Jarvis Insurance
PO Box 487
Jerry L McComb CPA
827 W 7th St
Cortez, CO

Whether you are an individual or a local business in or around Cortez, Jerry McComb, CPA has years of valuable experience with tax preparation, tax planning, bookkeeping, estate and trust taxes, and so much more.

Major Mortgage
106 N. Sligo

Major Mortgage has a strong, fast growing team available at your disposal to help assist in your home mortgage loan needs. Our lending company specializes in a wide variety of home loan programs including: FHA, VA, USDA Rural Development, Conventional, Purchases, Refinances, Self-Employed Borrowers, Investment Purchasers and more. Combined with our low rates, and ability to close home loans quicker than other lenders, Major Mortgage is the best mortgage company to fit all of your mortgage needs.

Messner & Company PC – Les Rogers CPA
140 W 1st Street
Accountants – Certified Public, Tax Return Preparation
(970) 565-9047
Ricky King Insurance
303 E. Main St.

We proactively prepare policyholders to avoid financial ruin, empower them in order to understand and fully utilize their policies, and be the trusted option for financial planning. Products include:

Auto Insurance, Life Insurance, Homeowners Insurance, Health Insurance, Medicare Supplement, Mutual Funds, Banking Products, Commercial Auto, Business Policies, Fleet Insurance, Group Life, Boatowners Insurance, Term Life, Whole Life, Universal Life, Annuities, Dental Insurance, Long-Term Care, Auto Loan, Auto Refinance, CD, Money Market,

Webb Insurance Agency
2113 Pinto Trail
Elizabeth, CO

We are Independent Insurance Brokers representing multiple companies to be able to shop and provide you with the best insurance coverages at the best available rates.

We have over 16 years of experience providing Auto, Home, Business and Life insurance products to our loyal customers in the State of Colorado.

We look forward to the opportunity to serve you,  Please feel free to contact us at any time.

Dan and Delia Webb

(303) 814-9575
Western Group, Inc
23 S Market St,

Western Group, Inc. has proudly served the insurance needs of the Great State of Colorado since 1904. Let us help you find the right auto, home, life and commercial insurance to meet your personal needs

William B. Love Appraisers
27486 Hwy 160
Wynes Insurance Agency
77 West Main Street Suite B

Wynes Insurance Agency is an independent insurance agency with a wide variety of products and services to address your needs.

As an independent agency we have the ability to provide you with many different coverage options with multiple carriers. We will compare products from multiple carriers and provide you with information to help you select the product that best fits your needs. If you need to file a claim we will strive to make the process as painless and stress-free as possible.



(970) 565-9291
First National Bank of Cortez
2258 East Main Street
Cortez, CO

Mission Statement

It is the Mission of First National Bank, Cortez, to provide comprehensive financial services and solutions to our customers, and to do so in a manner which reflects our commitment to being Your Bank…Face To Face. This is expressed through superior service, responsiveness and a relationship-based approach to banking. We will deliver our services in a manner conducive with sound banking principles and will embrace fiscal and personal integrity in all our actions, while seeking to provide a reasonable rate of return on the investment of our shareholders.


The Values of First National Bank, Cortez, include but are not limited to:

  • Providing exceptional service to those who rely upon us
  • Offering a full array of value-driven accounts and financial services
  • Providing loan solutions for creditworthy customers throughout our trade area
  • To invest in the lives and success of people in Cortez and Montezuma County
  • To embrace fiscal integrity in our operations
  • To pursue individual integrity among our professional staff
  • To serve as an active corporate citizen
  • To provide a reasonable rate of return on the investment of our shareholders
  • To be the bank of choice in Cortez and Montezuma County
  • To attract and retain a staff of bankers who are well-trained and who share a common commitment to relationship-based, service-driven banking


In June 1881, William F. Ordway came to the Dolores Valley with general merchandise and built a store in Big Bend. In 1886, “Bill” was appointed postmaster of Big Bend and asked the Harris Brothers to open a mercantile in the new settlement. Banking was conducted at first as a matter of convenience to locals who had begun to make money from their ranching operations. When the Rio Grande Southern railroad built a line through Dolores (approx. 2 miles above Big Bend) the Harris Brothers built a brick building and moved their operation to Dolores in 1891.

In 1926, the Harris Brothers began closing out the mercantile because they both were ready to retire. At the same time, a new home for J.J. Harris & Co., Bank was being built in what now houses the Dolores bookstore. These new quarters were gradually outgrown and in 1953 a new pressed brick building was erected. (What used to be the Dolores State Bank Building which has been torn down and now is the parking lot for the new Dolores State Bank Building).

In June 1957, approval was given by appropriate governmental agencies for a national bank In Cortez. The First National Bank was to be located on the corner of Main and Elm Streets. Wilkes Bozman was named President and McGechie Construction Co. was awarded the construction bid in October of that year. In January 1958, stockholders of J.J. Harris Bank voted to consolidate with the First National Bank of Cortez. The bank opened for business on May 29,1958.

Through the years the original First National Bank, Cortez building was added on to several times and the building still remains at Main and Elm Street.

In the fall of 2010, First National Bank, Cortez began building their new state of the art building at 2258 East Main Street. It was completed in early 2011.

First National Bank, Cortez “Your Bank, Face to Face” since 1886!

(970) 565-3781
La Plata Homes Fund
124 E. 9th Street,
Durango, CO

Tired of Renting? We can help.

It might feel like renting is the only option, but that’s not true! You can become a homeowner in beautiful southwest Colorado and we have the tools and resources to help you achieve your dream. Whether you are a first-time homebuyer or have already owned a home, we can help. All you have to do is take the first step. From start to finish, we’re with you every step of the way.

HomesFund will work with you so that you have the information you need to make good decisions as you prepare for purchase, find a home that fits your needs, and make a wise and affordable investment in your future.


Buying a home is expensive when you live in gorgeous Colorado, but we have financing tools to help you achieve your dream.

Shared Appreciation Loans

A shared appreciation loan helps you bridge the gap between what you can afford and the purchase price of a home. These loans require no monthly payments. Rather when you sell or repay the loan, the HomesFund receives a portion of the appreciation.

Building Wealth Loans

If you do not have a 20% down payment, you will likely be required to pay costly mortgage insurance in addition to your monthly mortgage loan payments. With a Building Wealth Loan, we eliminate the need for mortgage insurance and we can save you hundreds of dollars each month.

Pinnacol Assurance
7501 E. Lowry Blvd.
Denver, CO
As a trusted name in workers’ compensation insurance for Colorado employers, we’ve made it our business to protect their business. And even though we work with more than 57,000 employers across the state, we provide the type of focused, personalized attention that helps keep worksites safe, gets injured workers back to work, helps them stay healthy and ensures that Colorado has a prepared workforce and a strong economy.


The Pinnacol Difference

We were established as the trusted source of workers’ comp insurance for Colorado companies more than 100 years ago — a role we’re proud to continue serving in today. And from the road pavers to the trailblazers, the food purveyors to the craft brew makers, the home builders to the peach growers — we insure them all. Learn more about The Pinnacol Difference.
Western Group, Inc – Cortez
(970) 565-1444

23 South Market
CortezCO 81321

COWest Insurance/Cortez
(970) 565-8043

301 West Montezuma
CortezCO 81321

Colorado Insurance Pros
(303) 558-3883

21730 Road C
CortezCO 81321

KB Insurance Group
(970) 565-4050

17 W. Main Street
CortezCO 81321

Johnson Insurance Agency
(970) 565-6536

11 North Beech St.
CortezCO 81321

Woods Insurance Service, Inc.
(970) 565-7972

2204 E. Main
CortezCO 81321