La Plata Homes Fund
Tired of Renting? We can help.
It might feel like renting is the only option, but that’s not true! You can become a homeowner in beautiful southwest Colorado and we have the tools and resources to help you achieve your dream. Whether you are a first-time homebuyer or have already owned a home, we can help. All you have to do is take the first step. From start to finish, we’re with you every step of the way.
HomesFund will work with you so that you have the information you need to make good decisions as you prepare for purchase, find a home that fits your needs, and make a wise and affordable investment in your future.
Shared Appreciation Loans
A shared appreciation loan helps you bridge the gap between what you can afford and the purchase price of a home. These loans require no monthly payments. Rather when you sell or repay the loan, the HomesFund receives a portion of the appreciation.
Building Wealth Loans
If you do not have a 20% down payment, you will likely be required to pay costly mortgage insurance in addition to your monthly mortgage loan payments. With a Building Wealth Loan, we eliminate the need for mortgage insurance and we can save you hundreds of dollars each month.